Fees for sessions are based on length of session as listed below:

Evaluation: $165 (1 to 1.5 hours)

Couple/Family: $140

Emergent: $135 (First 60 minutes, $75 additional 30 minutes)

60 Minutes: $125

45 Minutes $105

30 Minutes $65 (only scheduled as an exception)


I currently take Anthem BCBS, Aetna, Cigna, Magellan, and Optum/United Healthcare. Please make sure you have coverage and that I am a provider for your plan.  If I am out-of-network with your provider, you have the choice of being a self-pay client. As required by federal law,  self-pay and uninsured clients, will be provided a Good Faith Estimate within one to 3 days of scheduling.  If you elect to self-pay, you will receive a Good Faith Estimate before therapy starts and will be made aware of the exact fee for each service recommended and will be provided an estimate of total fees you might expect to pay. 

Please note: I do not take Medicaid or HIP.  I accept only commercial (offered by an employer) insurance plans. I no longer take Medicare. 


Cash and most major credit cards are accepted. Payments are expected at the time of service. Credit/debit card payments can be made via Ivy Pay and are expected the day of service.  Instructions on how to use Ivy Pay will be provided. 

Cancellation Policy

If you do not show up for your scheduled therapy appointment, or  you do not cancel in advance by at least 24 hours, you will be required to pay a $50 late cancellation or no show fee.  Treatment will be terminated for clients who excessively cancel or no show. 


Questions? Please call 812-200-8177 or email Janine@whenreadycounseling.com for further information.


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